Car Accident Lawyers in Missouri
A serious car crash can derail your health, work, and finances in seconds. At UB Law Firm, our car accident lawyers help Missouri drivers and passengers rebuild—investigating fault, protecting your rights, and negotiating relentlessly for the compensation you deserve. We handle everything from rear-end and T-bone collisions to multi-vehicle pileups and uninsured motorist claims. No fee unless we win.
Call now or request a free case evaluation—we’re ready to step in today.
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What To Do After a Car Accident (Step-by-Step)
Check for injuries & call 911
Document the scene
Notify your insurer—carefully
See a doctor & track symptoms
Contact a car accident lawyer
Early legal help preserves evidence and shields you from deceptive insurance tactics. If the insurance company is pressuring you to settle right away, that is a red flag. We offer free, confidential consultations.

Do I Need a Car Accident Lawyer?
If you suffered injuries, missed work, or face a fault dispute, a lawyer can:
- Investigate liability (scene evidence, vehicle data, witnesses).
- Calculate full damages (medical care, lost wages, pain/suffering, future needs).
Negotiate with insurers and prepare for trial if needed.
Not sure if you need a lawyer? → Contact Us For a Free Consultation
Missouri Law Basics (Know the Rules Before You File)
Fault & Comparative Negligence
Missouri uses comparative fault. Your recovery can be reduced by your share of fault. We build evidence to keep that percentage as low as possible. Learn more about comparative fault law in Missouri.
Statute of Limitations
You have a limited time to file a claim. Don’t risk missing your deadline. This deadline is called the statute of limitations. Learn more about car accident statute of limitations in Missouri
Insurance Basics (UM/UIM & Med Pay)
Uninsured/underinsured motorist (UM/UIM) coverage can be critical when the other driver lacks coverage. Uninsured motorist (UM) proides coverage for injuries if the other driver is uninsured. Learn more about UM uninsured motorist coverage. Underinsured motorist coverage provides insurance coverage for injuries if the other driver does not have enough insurance. Learn more about UIM underinsured motorist coverage.
Note: This page provides general information, not legal advice. For guidance on your situation, contact us.
Common Types of Car Accidents We Handle
Rear-End Collisions
T-bone, Side Impact & Intersection Crashes
Head-On & Lane-Departure
Multi-Vehicle & Chain-Reaction
Proving Liability & Key Evidence
Police Reports, Witnesses, and Scene Forensics
Vehicle & Phone Data (ECM, EDR, Call/Text Logs)
Cameras & Third-Party Data
Injuries & Medical Documentation
Common Injuries
Treatment & Prognosis
Completing Treatment & Future Care
Damages & Settlement Value
Economic Damages
Non-Economic Damages
Punitive Damages (Limited Cases)
Why insurers undervalue claims → View More Details on Denied Claims
See what goes into valuation → Check Out the Results
Claims Process & Timeline
Investigation → Demand → Negotiation
Litigation & Trial Readiness
When Cases Settle vs. Go to Trial
Client Results & Testimonials
$2.5 Million Settlement: Clarke V. Cain


$1.5 Million Judgment in Columbia car accident case
$110,000 Settlement: Davis V. Collins

$66,245.38 Judgement/Verdict: Izokpu V. Perkins
Car Accident FAQs
Missouri law sets strict deadlines. Contact us promptly so we can preserve your rights and evidence.
Likely yes. Your compensation can be reduced by your share of fault, but strong evidence can minimize it.
Not before you speak with a lawyer. We can handle communications and protect your claim.
Your UM/UIM coverage may apply. We’ll review your policy and options.
Treatment is typically billed to health insurance, med pay, or paid on lien; final allocation happens at settlement/judgment.
There’s no fixed formula. We document daily impact, treatment, and prognosis to support non-economic damages.
Yes, with proper documentation from employers and experts.
That’s common. Get evaluated and keep records; delayed onset doesn’t defeat a valid claim.
Many settle, but we prepare each case for trial to maximize leverage.
We work on a contingency fee—no fee unless we win—and we’ll explain costs up front.
UM coverage and independent investigation may still support recovery.
You can, but even “minor” injuries can evolve. A free consultation clarifies your options.
